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Barclays Tech Pack

The Tech Pack from Barclays covers up to 4 mobile phones and an unlimited number of gadgets worth up to £1,500 each. This includes tablets, laptops, sat navs, smartwatches, cameras and more are all protected, wherever you go.

The Tech Pack is available to new or existing customers who have a Barclays current account for a monthly fee.

What were the benefits of Barclays Additions Plus account?

This is another type of packaged bank account from Barclays aimed at those who like their gadgets. See below for the benefits included:

  • Mobile Phone insurance - Worldwide cover for mobile phones and smartphones which includes loss, theft, breakdown and accidental damage.
  • Gadget cover - Tablets, laptops, cameras, video cameras, MP3 players are included in this policy, offering protection against theft, breakdown, accidental and malicious damage. However, loss is not covered.
  • Fee-free overdraft - The first £200 is free, (subject to application and approval).

Barclays Additions Plus account monthly Fee?

The account has a monthly fee of £12.50.

How could have Barclays mis-sold the Tech Pack?

Like payment protection insurance (PPI), PBAs were often mis-sold by banks because the suitability of the product wasn't adequately assessed against the consumers’ needs and what the account offered was not properly explained to them.

When Barclays sold customers a Packaged Bank Account, it was their responsibility to outline all the benefits to the customer to ensure that the decision to take out a PBA was right for them.

Why Barclays may have mis-sold you your packaged bank account?

Before considering a packaged bank account, consumers should be made aware of alternative, free accounts that could also work for them.

Many consumers found that there were too many limitations on the policy that they would not have had if they had taken the insurance as a standalone policy. Additionally, consumers may have tried to make a claim on the policy only to find out that they were not covered.

Many consumers did not fully understand how much a packaged bank account was going to cost them per month.

If you are unlikely to use certain packaged bank account benefits, you could lose out. For example, if you don’t drive then breakdown insurance will not be suitable or applicable to your needs.

PBA Fee calculator and Claim Form

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